You do not have to buy travel insurance right when you sign up for your trip, but you can get additional benefits if you do!
Buying travel insurance at the same time as signing up for your trip is especially beneficial when purchasing Trip Cancellation and Interruption insurance, because it gives you the opportunity to add an additional benefit called ‘Cancel for Any Reason’ to your policy (more on this in the next section). Essentially, this provides a partial refund if you have to cancel for a reason that is not covered by your insurance policy.
We work with many fantastic insurance suppliers and they all have different timeframes for purchasing this extra benefit, from 24 hours to 2 weeks.
If you think this is something you’d be interested in, please let us know immediately.
Please note that if you do add the ‘Cancel for Any Reason’ benefit to your policy, the same timeframe applies if you want to increase the amount of coverage insured.
If you are looking to buy Emergency Medical insurance for your trip, it is best to buy it when you are in good health and with no assumption that that may change.
We believe that the best practice for buying All-Inclusive or Trip Cancellation and Interruption policies, is to purchase the policy at the same time as submitting your booking. We would assume that your travel dates are your tour dates and estimate your trip cost as the tour price. Upon tour confirmation (typically between 120-90 days prior to our land tours) we can then adjust your travel days to cover your entire trip, in case you arrive early or stay longer after the tour. We can also increase the amount insured on your insurance policy to match your invoice, in case you have added additional hotel nights or other non-refundable expenses. In this way, your travel investment is appropriately insured throughout the booking process and a financial loss due to an unforeseen cancellation is minimized.